SWIFT/BIC codes background


Everything you need to find the right SWIFT/BIC code for your transfer. Search by bank or country to find the right branch code. Or, if you already have a code, you can use our checker tool to make sure it’s correct.


What Is a SWIFT/BIC Code?

A SWIFT code — sometimes also called a BIC number — is a standard format for Business Identifier Codes (BIC). It's used to identify banks and financial institutions globally. It says who and where they are — a sort of international bank code or ID.

These codes are used when transferring money between banks, in particular for international wire transfers or SEPA payments. Banks also use these codes to exchange messages between each other.

Format of a SWIFT/BIC number


Bank code A-Z

4 letters representing the bank. It usually looks like a shortened version of that bank's name.


Country code A-Z

2 letters representing the country the bank is in.


Location code 0-9 A-Z

2 characters made up of letters or numbers. It says where that bank's head office is.


Branch Code 0-9 A-Z

3 digits specifying a particular branch. 'XXX' represents the bank’s head office.

Format of a SWIFT/BIC number

When do you need a SWIFT/BIC code?

If you're sending or receiving money internationally between banks, particularly international wire transfers or SEPA payments, you may be asked for a SWIFT code. SWIFT codes help banks to process transfers from abroad.

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