How to Instantly Send Money Internationally Online in 2024

Sending money internationally used to mean long waits and high fees, but not anymore. Now, you can almost send money instantly with just a few taps on your phone.

Whatever the reason may be for your transfer, finding the best international money transfer app can make all the difference.

In this guide, we’ll explore some of the top apps to send money instantly, their standout features, and what you need to consider when making international transfers.

Let’s dive into the best apps to send money internationally, and make the process simple, affordable, and secure.

5 Apps to Send Money Internationally Online in 2024

Here is a list of the best apps for transferring money:

TangoPay

TangoPay is a fast rising star in the world of international transfers, offering the best in all departments, speed, low costs and security. 

If you are a user that is looking for a way to send money to over 70+ countries with no fees then TangoPay is the way to go.

Features:

• Zero hidden fees and competitive exchange rates.
• Advanced encryption for secure transactions.
• User-friendly design and real-time tracking.
• 24/7 customer service

Why Choose TangoPay?

TangoPay combines all the essentials, speed, transparency, and ease, making it one of the best app for transferring money internationally.

Wise 

Wise is well-known for its transparency and cheap transfers. One of the top money transfer applications is Wise, formerly known as TransferWise, which lets users send and receive money abroad, monitor exchange rates, and handle bills from anywhere. 

Best For: 

Transparent pricing and mid-market exchange rates. They offer a multi-currency account which is a great feature for frequent senders.

Features:

• No hidden markups on exchange rates.
• Supports over 160 countries.
• Multi-currency account capabilities for frequent senders.

Why Choose Wise?:

•  Great for users who value clear costs and frequent transactions.

Remitly

Remitly offers flexibility with both express and economy transfer options. Because Remitly adds a margin to the exchange rate, the rate you receive is less than the market rate as of right now. The destination countries and the selected transfer speed affect this margin.

Best For: 

• Quick remittances to family and friends.
• Transfer money internationally across 100+ currencies with no hidden fees. 
• Receive funds securely using convenient delivery options.

Features:

• Express delivery for urgent needs.
• Cash pickup and home delivery options in select countries.
• Promotions for new users with competitive exchange rates.

Why Choose Remitly?: 

Remitly is best for users who seek flexibility in their transfers.

OFX

A reliable money transfer company, OFX focuses on providing reasonable rates, particularly for bigger transactions. OFX is a well-liked option for both personal and commercial transfers as it doesn’t impose transfer fees on the majority of transactions, when compared to traditional banks.

Best For: 

• Large money transfers and businesses.

Features:

• Supports over 170 countries and 50+ currencies.
• Competitive exchange rates with forex options.
• Integration with platforms like Shopify and Xero for business payments.

Why Choose OFX?:

If you are a business owner looking to make larger transactions across borders then you might use OFX as it provides better options for such individuals or businesses.

Western Union

A well established name in money transfers, Western Union is trusted worldwide.

Best For: 

Cash pickups in remote locations.

Features:

• Available in over 200 countries.
• Multiple transfer methods, including cash pickups and bank deposits.
• Quick transfers with optional same-day delivery.

Why Choose Western Union?

If you are looking to send money to remote or underdeveloped areas, Western Union’s wide network makes it best for areas with limited or scarce financial setups.

What to Look Out for when Making International Money Transfers

• Exchange Rates:

Find the best exchange rate so it can help you save money when transferring funds:

Use websites or apps like XE, OANDA, or Google Exchange Rates to see live exchange rates. These tools show mid-market rates (the rate banks use) and help you compare with what other services offer.

Exchange rates fluctuate throughout the day. Keep an eye on trends and exchange when rates are more favorable.

• Hidden Fees

To avoid hidden fees, always check the exchange rate offered by the service and compare it to the real rate you find online. Ask about any extra charges for sending money, like transfer or processing fees.

Some services might also charge the person receiving the money, especially if they pick it up in cash.

Using apps like TangoPay or Wise can help because they show all the fees clearly before you confirm the transfer, so you know exactly what you’re paying.

• Transfer Speed

The ideal transfer speed is how quickly your money reaches the person you’re sending it to. If you’re sending money to someone and need it fast, look for services that offer instant transfers or transfers that take a few hours to 1-2 days. 

What you should watch out for is the delivery time, some services might say “fast” but could still take a few days, and that can be frustrating if you need the money urgently.

Also, some services charge extra for faster transfers, so make sure to check if they add any extra fees for speeding things up.

The best option is a service that is quick and affordable!

How to Send Money Instantly with TangoPay?

We can’t solve your relationship issues, but we do have to offer a permanent solution to all your money

transfer problems.

Follow 3 easy steps.

1. Create your TangoPay account:

Sign up to create an account and provide all the information required.

2. Set up your transfer:

Once signed up, tap “Send money” and provide your recipient’s details.

3. Pay:

Select the payment method, review the transfer, and pay us. Your transfer is completed.

Trust us, this three step process is all you’re going to need to send money, that’s why TangoPay is the best app to send money abroad.

Conclusion

In conclusion, sending money internationally has never been easier, but it’s important to choose the right service. Look for an app with low fees, a good exchange rate, and fast transfer speed that works for both you and the person you’re sending money to.

Apps like TangoPay are a great option because they’re easy to use, affordable, and fast.

Just remember to check for hidden fees, make sure the transfer speed matches your needs, and always use a secure platform. 

With the right tools, you can send money quickly and safely, without any surprises!